Understanding As-Built Surveys on Ono Island: What They Are and Why They Matter
By Meredith Amon, Licensed in Alabama and Florida
"Guided by Integrity. Backed by Experience. Search the Gulf with Meredith Amon."
As a homeowner and real estate advisor on Ono Island, I often get detailed questions from out-of-state buyers who are new to building along the Gulf Coast. One that comes up frequently is:
“What is an as-built survey, and how is it different from a regular survey?”
Whether you’re building a new home, adding a pool, or constructing a pier and boathouse, understanding the purpose of an as-built survey is essential to closing out your project and staying compliant with the Ono Island Architectural Control Committee (ACC).
Let me break it down in a simple way.
What Is an As-Built Survey?
An as-built survey is a detailed, post-construction land survey that shows the actual location, footprint, and elevation of your completed structure. It’s typically required once the build is finished and before final approval is granted by the Property Owners Association (POA) and ACC.
In other words, it’s a verification tool—a way to confirm that your builder followed the plans that were approved.
Why it’s required on Ono Island:
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Verifies that setbacks, elevation, and square footage meet ACC guidelines
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Helps protect the aesthetics and safety of the community
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Allows the POA to close out your permit and refund your as-built deposit
Think of it as the final inspection paper trail—without it, your project remains open and incomplete.
How Does It Differ from a Regular Survey?
Many of my clients are familiar with boundary surveys—those are typically ordered when you purchase a property. They show the lot lines, dimensions, and any existing structures or encroachments.
Here’s the key difference:
| Boundary Survey | As-Built Survey |
|---|---|
| Usually done before construction | Done after construction |
| Shows property lines and easements | Shows the final location of structures |
| Used during purchase or planning | Used to finalize and close permits |
| Not enough to satisfy ACC rules | Required by the POA for compliance and refunds |
On Ono Island, you’ll often need both—a boundary survey before you build, and an as-built survey when you’re done.
What Is an Elevation Certificate?
An elevation certificate is a type of survey document that shows the finished floor elevation of a structure in relation to the base flood elevation determined by FEMA. It's most commonly used for flood insurance purposes and to comply with building codes in flood-prone areas—like the waterfront properties on Ono Island.
Why it matters:
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Determines your flood zone rating
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Affects your flood insurance premiums
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Is required for new homes and substantial improvements
Some properties on Ono Island are in AE or VE flood zones, so having this certificate could save you thousands per year on insurance—or indicate the need to elevate a structure before building.
Why These Surveys Are So Important
Here’s what I tell my clients:
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You can’t close out your project without one. The ACC requires as-built surveys to be submitted within 90 days of completion, or fines apply.
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You risk permit delays or penalties. If a contractor doesn’t submit the survey, they may be blocked from receiving future permits.
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It protects your investment. These surveys serve as legal documentation proving your property meets local and federal guidelines.
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Refunds are on the line. The POA collects a deposit (up to $1,500 for a new home), which is only refunded once the final as-built survey is approved.
“I wish I had known how important that final survey was before I hired a builder,” a neighbor once told me after a six-month delay in closing their permit.
My Tips for a Smooth Experience
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Hire a licensed Alabama surveyor familiar with Ono Island’s requirements.
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Keep a copy of your original site plan—you’ll need to compare it to the as-built.
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Work with a builder who handles the survey coordination as part of their closeout process.
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Don’t forget the elevation certificate if you're building in a flood zone or near water.
If you’re planning to build or renovate on Ono Island—or you’ve already finished a project and aren’t sure how to close it out—I’d be happy to help guide you through the process. These details may seem technical, but with the right guidance and a little planning, you can avoid delays and get it done right.
Browse more resources on Ono Island construction or reach out to me directly—I’m here to help.
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