Found 1 blog entry tagged as DSCR LOANS.

Understanding DSCR Loans on the Gulf Coast

GULF COAST LIVING

As a real estate advisor licensed in Alabama and Florida, I often work with investors seeking opportunities along the Gulf Coast. Whether you’re exploring condos in Gulf Shores or vacation homes in Orange Beach, understanding financing options is key. One increasingly popular option for real estate investors is the Debt-Service Coverage Ratio (DSCR) loan.

What is a DSCR Loan?

A DSCR loan is a type of financing tailored for real estate investors. Unlike traditional loans that heavily rely on personal income and employment verification, DSCR loans evaluate the property's income potential. The focus is on whether the rental income can cover the property’s debt obligations, such as mortgage payments,…

493 Views, 0 Comments

Read Full Post