Found 2 blog entries tagged as flood insurance.

Understanding Flood Zones on the Gulf Coast: What Buyers & Homeowners in Orange Beach and Gulf Shores Need to Know

By Meredith Amon, Licensed In Alabama and Florida

Gulf Coast Flood Zones Orange Beach Gulf Shores


When purchasing real estate along the Gulf Coast, one of the most important factors to consider is flood zoning. With the beauty of coastal living comes the responsibility of understanding flood risks, insurance requirements, and how zoning impacts property values and construction decisions. In Orange Beach and Gulf Shores, Alabama, flood zones vary widely, affecting insurance costs, building regulations, and overall investment potential. Whether you’re buying, building, or selling, having a clear understanding of FEMA flood maps and zoning classifications can help you make…

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Flood Insurance Policies in Orange Beach, Alabama: Requirements, Flood Zones, and Wind Coverage

Orange Beach, Alabama, with its beautiful coastal setting, faces unique risks related to flooding and high winds. Given the recent changes in flood zone maps and the increasing frequency of severe weather events, understanding flood insurance policies is essential for property owners here. This guide covers the requirements, flood zones, wind coverage, and tips for navigating flood insurance in Orange Beach.

Flood Insurance Requirements in Orange Beach

  1. Mandatory Flood Insurance for Certain Zones
    Properties located in high-risk flood areas, especially in designated Special Flood Hazard Areas (SFHAs), are often required to…

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