Found 4 blog entries tagged as interest rates.


Did Interest Rates Go Down Today? Here’s What Gulf Coast Buyers Should Know


By Meredith Amon, Licensed in Alabama and Florida

As a Gulf Coast real estate advisor, one of the most common questions I hear is, “Did interest rates go down today?” I check the markets daily, because small movements can impact both buyers and sellers in Orange Beach, Gulf Shores, and on Ono Island.

Gulf Coast Interest Rates Real Estate

Today, rates actually held steady to slightly higher. National averages for a 30-year fixed mortgage are hovering in the mid-6% range. While that may feel elevated compared to the ultra-low rates of a few years ago, it’s important to remember that the Gulf Coast market continues to see healthy activity.

What This Means for Buyers

For buyers, even a fraction…

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Interest Rates, GDP, and the Housing Market: A Strategic Outlook for Gulf Coast Real Estate

By Meredith Amon
Licensed in Alabama & Florida | Gulf Coast Real Estate Advisor 

In luxury real estate, timing the market is about more than just watching listing trends. It requires understanding the deeper relationship between macroeconomic forces—like GDP growth and monetary policy—and the local housing market. As someone who lives and works on the Gulf Coast, I watch these signals closely because they directly shape the behavior of buyers, sellers, and lenders alike.

This year, the conversation has turned sharply toward interest rates, inflation moderation, and political pressure to stimulate economic growth. And with President Donald Trump…

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This Week’s Interest Rates for a Second Home on the Gulf Coast

By Meredith Amon, Licensed in Alabama and Florida

Financing Gulf Coast Second Homes Condos

If you are considering purchasing a second home condo on the Gulf Coast, understanding the latest interest rates is essential. Financing for condos differs from single-family primary residences, with rates and discount points varying based on the loan-to-value ratio (LTV) and other lending factors. Below is a breakdown of this week's financing options.

Current Interest Rates for a Second Home Condo Loan

80% Financing (20% Down Payment)

  • 7.625% interest rate – 2.125% cost to lock
  • 7.75% interest rate – 1.875% cost to lock
  • 7.99% interest rate – 1.00% cost to lock

75% Financing (25% Down Payment)

  • 7.49%…

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Navigating Interest Rates: Tips for Purchasing a Condo in Orange Beach

Purchasing a condo in Orange Beach is an exciting opportunity, offering a lifestyle and investment potential that’s hard to match. However, I understand that current interest rates might be giving you pause. Let’s explore why investing in a condo here can still be a smart move and how to navigate interest rate concerns with confidence.

Focus on the Bigger Picture

While interest rates are an important factor, they’re just one piece of the puzzle. Orange Beach condos—especially those with Gulf-front views or boating amenities—maintain strong long-term value. Their rental income potential and appeal as vacation destinations make them a solid investment despite fluctuating…

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