Found 2 blog entries tagged as policy.


Insurance, Hurricanes, and Gulf Coast Real Estate: Lessons from Ivan and Sally

By Meredith Amon, Licensed in Alabama and Florida
Guided by Integrity. Backed by Experience. Search the Gulf with Meredith Amon.

After Hurricanes Ivan (2004) and Sally (2020), many Gulf Coast homeowners began asking the same questions about insurance coverage, premiums, and building standards. While the storms brought challenges, they also pushed our communities toward smarter building and better protection. Here are some of the most common questions I hear from homeowners and buyers in Orange Beach, Ono Island, Gulf Shores, Fort Morgan, and Dauphin Island.

Orange Beach Alabama Hurricanes Sally Ivan

Common Questions About Insurance After Ivan and Sally

Q: Did Ivan and Sally change how insurance…

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Flood Insurance Policies in Orange Beach, Alabama: Requirements, Flood Zones, and Wind Coverage

Orange Beach, Alabama, with its beautiful coastal setting, faces unique risks related to flooding and high winds. Given the recent changes in flood zone maps and the increasing frequency of severe weather events, understanding flood insurance policies is essential for property owners here. This guide covers the requirements, flood zones, wind coverage, and tips for navigating flood insurance in Orange Beach.

Flood Insurance Requirements in Orange Beach

  1. Mandatory Flood Insurance for Certain Zones
    Properties located in high-risk flood areas, especially in designated Special Flood Hazard Areas (SFHAs), are often required to…

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