A BREAKDOWN OF HOA FEES ON ONO ISLAND, ORANGE BEACH, AL

By Meredith Amon, Licensed In Alabama and Florida

Ono Island HOA Fees and Cost Breakdown Meredith Amon

If you're considering becoming a resident of Ono Island in Orange Beach, Alabama, understanding the various HOA (Homeowners Association) fees is essential for budgeting and planning. As an expert real estate advisor and homeowner on Ono Island, I can offer valuable insights into what these fees cover and why they are an integral part of living on this beautiful and exclusive island. Here is an example of the breakdown for a Ono North resident:

Ono Island HOA Fees: What You Need to Know

Ono Island is a gated community offering a lifestyle of luxury, privacy, and community spirit. The fees associated with owning property here are carefully structured to maintain the island's beauty and quality of life for its residents. Below, I’ll break down the different fees and what they cover:

1. Ono Island Admission Fee: $8,000 (One-Time)

When you purchase a property on Ono Island, there is a one-time admission fee of $8,000. This fee was specifically created to cover the operating costs of the island and help build capital funds for future improvements. This one-time fee helps maintain the island's high standard of living and supports its ongoing development.

2. Ono Island POA Annual Association Fee: $1,700

The Ono Island POA Annual Association Fee of $1,700 is a recurring fee that covers the upkeep of the island’s roads, bridges, and various infrastructure improvements. The fee also goes toward maintaining the recreation center and other capital investments that help ensure the island remains an attractive and functional community for its residents.

This fee plays a crucial role in maintaining the high-quality environment Ono Island is known for. It supports everything from road maintenance to new capital projects that improve the overall island experience.

3. Ono North POA Annual Association Fee: $400

For residents of the Ono North area, the annual association fee is $400. This fee covers the costs associated with the Ono North recreation center and its amenities, including the in/outdoor pool, fitness room, basketball court, and tennis/pickleball courts. These facilities provide residents with opportunities for active recreation and a place to relax and socialize with neighbors.

The Ono North POA fee ensures that these amenities are maintained and available to all residents of this section of the island, making it a desirable place to live for those who enjoy an active lifestyle.

4. Ono Island Fire Protection Authority Annual Assessment: $943

The Ono Island Fire Protection Authority annual assessment of $943 covers fire protection services on the island. This fee helps fund the local fire department, ensuring that Ono Island residents have quick and reliable access to emergency services in case of a fire or other emergencies. This fee is essential for maintaining safety and peace of mind for all homeowners on Ono Island.

Additionally, this assessment helps with capital improvements related to fire safety, ensuring that the island remains a well-protected community.

Contact Meredith Amon Gulf Coast Realtor


Why These Fees Matter

These fees are an important part of life on Ono Island and contribute to maintaining the island’s beauty, functionality, and safety. As a homeowner, I can attest to the importance of having well-maintained infrastructure and excellent community amenities. The fees collected go toward ensuring that residents have the best possible living experience, with everything from recreation options to fire protection taken care of.

By understanding the breakdown of these fees, potential buyers can make informed decisions about living on Ono Island and what to expect in terms of ongoing costs. These fees reflect the investment made by the community to preserve the island’s charm and maintain its status as one of the most exclusive and desirable places to live along the Gulf Coast.


Looking to Buy on Ono Island?

If you're interested in exploring homes on Ono Island, I can help you navigate the real estate process. With over 20 years of experience selling luxury homes and expertise as a homeowner on Ono Island, I understand the island’s unique appeal and am happy to assist you in finding your dream home.

Whether you're looking for a primary residence, a second home, or an investment property, Ono Island offers a truly unique living experience that you won't find anywhere else along the Gulf Coast.

Explore more about living on Ono Island:
Discover Ono Island Homes for Sale

For more real estate insights and expert advice on the Gulf Coast, visit my website at www.searchthegulf.com.

Ono Island Real Estate FAQs

Explore the most common questions about living on Ono Island, a premier private island community in Orange Beach, Alabama.

The closest public beaches to Ono Island are Shell Beach and Alabama Point, both offering beautiful Gulf-front access just minutes away.

Ono Island offers a private, gated coastal lifestyle with boating access, 24/7 security, exclusive amenities, and a close-knit community.

Meredith Amon is a homeowner and real estate advisor specializing in Ono Island. Read her personal insights and expert advice on Living on Ono Island.

Ono Island is divided into multiple phases and neighborhoods, each with its own unique character and amenities. Examples of these subdivisions include Ono North, Ono Harbour, and Ono Mar, among others.

Some areas offer exclusive access to private marinas, while others feature larger estate-style lots with expansive waterfront views. HOA fees and regulations may vary depending on the specific subdivision.

For a full breakdown of the different subdivisions and their unique offerings, explore my in-depth guide: Ono Island’s POAs and Subdivisions in Orange Beach, Alabama: An Overview.

Yes, a private boat launch is located near the water tower and fire station, available only to Ono Island residents.

Yes. Ono Island has two private marinas:

These marinas are exclusively available to residents of these phases/sister subdivisions within Ono Island.

Boat storage depends on the property. Residents of Ono Harbour and Ono Mar have access to private marinas. Homeowners with waterfront properties may have private docks. Boats on trailers must be parked on a driveway or a paved/gravel surface. Nearby public marinas include:

  • Zeke’s Landing
  • Safe Harbor Sportsman Marina
  • Orange Beach Marina
  • The Wharf Marina
  • San Roc Cay Marina

Yes, Ono Island has 24/7 security, along with round-the-clock EMT and fire services.

The Ono Island Property Owners Association (POA) manages community regulations, maintenance, and amenities, while the Ono Island Fire Protection Authority (FPA) oversees fire safety and emergency response services.

To better understand their roles and responsibilities, read our in-depth guide: Ono Island POA vs. Fire Protection Authority.

HOA fees vary by neighborhood. In Ono North, residents pay an annual POA fee, a fire protection fee, and a clubhouse fee. Additionally, there is a one-time $8,000 transfer fee for new home or land purchases.

Yes. Short-term rentals are prohibited on Ono Island unless they have been grandfathered in. Long-term rentals are permitted but must be approved by the Ono Island POA.

For more details, read our full guide on Understanding Short-Term Rental Restrictions on Ono Island.

Yes, Ono Island offers various Community Events and Clubs, including the Women’s Club, Men’s Club, Gardening Club, Bible Study, and Mardi Gras festivities.

Yes. The Ono Island Clubhouse, located in Ono North, features:

  • Indoor heated swimming pool
  • Outdoor swimming pool
  • Tennis and pickleball courts
  • Basketball courts
  • Weight and cardio rooms

No, but many residents visit the Orange Beach Recreation Center, which offers a sauna and a variety of fitness classes.

No, Ono Island is part of the Baldwin County School District, with zoned schools in Foley. However, residents can apply for Orange Beach City Schools and pay tuition if accepted.

Ono Island boasts over 1,100 homes, many of which are waterfront properties with private docks. These homes often feature high-end finishes, expansive outdoor living spaces, and breathtaking views. Property values are among the highest in Baldwin County, reflecting the exclusivity of the area.

No, Ono Island is not within the corporate limits of any municipality. Instead, it is governed by the Baldwin County Commission. This setup allows the island to maintain its unique character and independence while benefiting from nearby community services in Orange Beach.

There are a few different versions of how Ono Island got its name, but one of the most popular stories is tied to a bit of playful rivalry between Alabama and Florida.

According to local lore, the name "Ono" originated when Alabama legislators declared, "Oh no you don’t," in response to Florida's attempt to claim the land after a hurricane created a new pass in 1916. It’s a quirky and memorable tale that adds charm to the island’s history.

Sharing this story during showings often brings a smile and highlights the unique character of Ono Island.

The only way onto the island is via a private, guarded bridge off State Route 182. This secure entrance ensures the island remains exclusive to residents and their guests.

I always tell my clients that this added layer of privacy is one of the most appealing features of Ono Island. The peace of mind that comes with living in a gated community like this is priceless.

Ono Island is a 5.5-mile-long barrier island located in southern Baldwin County, Alabama, just minutes from the Gulf of Mexico. Known for its pristine environment and luxurious homes, the island feels like a world apart.

Whenever I drive across the private bridge onto Ono, I feel like I’m entering a retreat—peaceful, quiet, and surrounded by water on all sides.

Home insurance on Ono Island can be more complex due to its coastal location. Factors such as wind, flood zones, and roof age play a significant role in policy costs and availability. Homes that are Gold Fortified offer advantageous insurance premiums.

It's important to work with an insurance provider who understands the unique challenges of coastal properties. Keeping existing flood insurance policies and understanding recent re-mapping changes can also impact coverage options.

For a deeper dive into the current insurance market and what homeowners should consider, read my full insights: The Makings of a Hard Insurance Market: Insights from an Ono Island Homeowner.

All new construction, renovations, and major exterior modifications on Ono Island require a building permit. The island follows strict regulations to ensure structural integrity and maintain its coastal aesthetic.

Permits must be obtained through Baldwin County, and approvals from the Ono Island POA may also be required, especially for projects that impact setbacks, landscaping, or exterior finishes.

For a detailed breakdown of the process, including what permits are needed and how to ensure compliance, read my full guide: The Importance of Building Permits on Ono Island: A Comprehensive Guide.

For the most part, fences are only permitted for properties with swimming pools and must be approved by the Ono Island POA.

Invisible fences are permitted and provide an alternative for pet owners looking to maintain an open landscape while keeping their pets safe.

No, there is no natural gas on Ono Island. Residents use propane gas for heating and appliances.

Yes, Ono Island is on Orange Beach city water and sewer. All properties have grinder systems, and some homes use wells for irrigation.

Absolutely! I’d love to assist you with any questions you have about Ono Island or other Gulf Coast real estate opportunities.

Feel free to contact me directly via text or phone at (970) 389-2905. I’m always happy to help.

Or, simply reach out through my contact page to get started.


Meredith Amon Gulf CoastNew Construction Meredith Amon Gulf CoastNew Construction

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